{"id":640,"date":"2024-11-14T01:41:07","date_gmt":"2024-11-14T01:41:07","guid":{"rendered":"https:\/\/ekotransportas.lt\/index.php\/2024\/11\/14\/daugelis-amerikieciu-skolina-automobilius-po-vandeniu-ir-yra-skolingi-daugiau-nei-bet-kada\/"},"modified":"2024-11-14T01:41:07","modified_gmt":"2024-11-14T01:41:07","slug":"daugelis-amerikieciu-skolina-automobilius-po-vandeniu-ir-yra-skolingi-daugiau-nei-bet-kada","status":"publish","type":"post","link":"https:\/\/ekotransportas.lt\/index.php\/2024\/11\/14\/daugelis-amerikieciu-skolina-automobilius-po-vandeniu-ir-yra-skolingi-daugiau-nei-bet-kada\/","title":{"rendered":"Daugelis amerikie\u010di\u0173 skolina automobilius po vandeniu ir yra skolingi daugiau nei bet kada"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>Tre\u010di\u0105j\u012f 2024 m. ketvirt\u012f pirk\u0117jai, kurie buvo apsikeit\u0119 po vandeniu, t. y. buvo skolingi u\u017e paskolas daugiau, nei buvo verti j\u0173 automobiliai, buvo labiau neigiamas nei bet kada anks\u010diau. <em>Edmundas <\/em>tyrimai atskleid\u0117, kad vidutin\u0117 neigiamo akcij\u0173 suma u\u017e povandenin\u012f sandor\u012f buvo stulbinan\u010diai 6 458 USD, ty 11 % daugiau nei 2023 m. ir did\u017eiausia suma per pastaruosius penkerius metus.<\/p>\n<p>Tai n\u0117ra taip pla\u010diai paplitusi, kaip atrodo i\u0161 pirmo \u017evilgsnio; tik 43 % nauj\u0173 automobili\u0173 pirk\u0117j\u0173 i\u0161 viso net apsikeit\u0117, o i\u0161 j\u0173 43 % daugiau nei trys ketvirtadaliai j\u0173 buvo nusipirk\u0119, atsipirko arba tur\u0117jo teigiam\u0105 sen\u0173 automobili\u0173 kapital\u0105 (savo prekyb\u0105). buvo verti daugiau, nei buvo lik\u0119 paskolai). Lik\u0119 24% buvo po vandeniu, o i\u0161 j\u0173 vidurkis buvo 6 458 USD. Vertinant procentais, viskas n\u0117ra taip ni\u016bri, kaip gal\u0117t\u0173 b\u016bti. Did\u017eiausias povandenini\u0173 sandori\u0173 skai\u010dius per penkerius metus buvo prie\u0161 pat pandemij\u0105, 2019 m., kai 34% pirk\u0117j\u0173, sudariusi\u0173 mainus, buvo po vandeniu. Skirtumas buvo tas, kad jie buvo daug ma\u017eiau neigiami, nes vidutini\u0161kai mok\u0117jo 5 251 USD.<\/p>\n<p>D\u0117mesys tik povandeniniams pirk\u0117jams kelia daug didesn\u012f nerim\u0105. 22% povandenini\u0173 pirk\u0117j\u0173 buvo 10 000 USD ar daugiau neigiami d\u0117l savo prekybos. \u0160ias ak\u012f r\u0117\u017eian\u010dias sumas i\u0161 dalies gali lemti faktas, kad vidutinis povandeninio sandorio am\u017eius nukrito iki 3,6 met\u0173, o tai yra ilgiausias laikotarpis nuo pandemijos prad\u017eios, o vidutinis nauj\u0173 automobili\u0173 paskol\u0173 laikotarpis nuo pandemijos taip pat did\u0117jo. , vyresniems nei 68 m\u0117n.<\/p>\n<p>Vidutin\u0117s nauj\u0173 automobili\u0173 kainos taip pat yra beveik vis\u0173 laik\u0173 auk\u0161tumos \u2013 pra\u0117jus\u012f m\u0117nes\u012f siek\u0117 48 397 USD, o tai yra \u0161iek tiek ma\u017eiau nei t\u016bkstantis doleri\u0173 nuo vis\u0173 laik\u0173 auk\u0161\u010diausios kainos, nustatytos 2022 m. (COVID sukelto tiekimo grandin\u0117s tr\u016bkumo \u012fkar\u0161tyje). Vidutinis naujas automobilis <em>mok\u0117jimai, <\/em>atspindi \u0161ias ilgesnes paskolas brangesniems automobiliams, taip pat yra vis\u0173 laik\u0173 rekordin\u0117s 756 USD vert\u0117s. Visa tai dar labiau paskatino pastaruoju metu padid\u0117jusios pal\u016bkan\u0173 normos, kurias suk\u0117l\u0117 Federalinio rezervo k\u0117limas.<\/p>\n<p>Tai kelia nerim\u0105 pramonei, kuri d\u0117l COVID tr\u016bkumo daugiausia u\u017edirbo rekordin\u012f peln\u0105 gamindama brangesnius automobilius. Amerikoje beveik neliko parduodam\u0173 automobili\u0173, kuri\u0173 vert\u0117 ma\u017eesn\u0117 nei 20 000 USD, nes gamintojai siekia didesnio pelno premium segment\u0173 ir didesni\u0173 transporto priemoni\u0173. Naudoti automobiliai COVID metu taip pat sprogstamai pabrango, nes pasi\u016blos tr\u016bkumas su\u017elugd\u0117 prekybininkus, o pra\u0117jus ketveriems metams nuo pandemijos prad\u017eios, jie vis dar yra 34% brangesni nei buvo iki tr\u016bkumo prad\u017eios.<\/p>\n<section contenteditable=\"false\" draggable=\"true\" data-widget=\"image\" data-border=\"\" data-id=\"6730566\">\n        <span class=\"svg-search\"><br \/>\n            <svg>\n                <use xlink:href=\"https:\/\/www.motor1.com\/design\/dist\/critical\/icons\/sprite-common-2-cedc6844965def6be7e73f7256d1a2d4.svg#semidir\"\/>\n            <\/svg><br \/>\n        <\/span>\n    <picture><source type=\"image\/webp\" srcset=\"&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s5\/dealership-showroom.webp 213w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s6\/dealership-showroom.webp 445w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s4\/dealership-showroom.webp 889w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s3\/dealership-showroom.webp 1280w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s2\/dealership-showroom.webp 1440w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s1\/dealership-showroom.webp 1920w&#10;        \" sizes=\"(max-width: 767px) calc(100vw - 30px), (max-width: 1023px) calc(100vw - 50px), 649px\"><source type=\"image\/jpeg\" srcset=\"&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s5\/dealership-showroom.jpg 213w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s6\/dealership-showroom.jpg 445w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s4\/dealership-showroom.jpg 889w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s3\/dealership-showroom.jpg 1280w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s2\/dealership-showroom.jpg 1440w,&#10;            https:\/\/cdn.motor1.com\/images\/mgl\/qkk7vg\/s1\/dealership-showroom.jpg 1920w&#10;        \" sizes=\"(max-width: 767px) calc(100vw - 30px), (max-width: 1023px) calc(100vw - 50px), 649px\"><br \/>\n    <\/source><\/source><\/picture>\n<\/section>\n<p>Amerikos infrastrukt\u016bra beveik visi\u0161kai priklauso nuo automobili\u0173, o tai sukuria neelasting\u0105 automobili\u0173 paklaus\u0105. tikrai, <em>Edmundas<\/em>Pats \u012f\u017evalg\u0173 direktorius atkreip\u0117 d\u0117mes\u012f \u012f tai, kad nauj\u0173 povandenini\u0173 prekybos viet\u0173 auk\u0161tum\u0173 l\u0117m\u0117 ne kokia nors viena demografin\u0117 pad\u0117tis, ji buvo paplitusi bet kokios formos ir dyd\u017eio transporto priemon\u0117se kiekviename kain\u0173 ta\u0161ke. Kitaip tariant, skol\u0173 antpl\u016bd\u012f skatina ne tik \u017emon\u0117s, neprotingai perkantys prabangius automobilius; \u017eenklai rodo, kad didel\u0119 jos dal\u012f sukelia pati rinka.<\/p>\n<p>Gali b\u016bti, kad \u0161ios tendencijos prad\u0117s l\u0117t\u0117ti, nes Fed suma\u017eina pal\u016bkan\u0173 normas, kad b\u016bt\u0173 lengviau skolintis, o prekiautojai l\u0117\u010diau taiko antkainius, nes transporto priemoni\u0173 atsargos ir toliau stabilizuojasi. Daugelis gamintoj\u0173 taip pat gr\u012f\u017eo prie dideli\u0173 paskat\u0173 si\u016blymo pirm\u0105 kart\u0105 nuo 2020 m.<\/p>\n<p>Vis d\u0117lto geriausia strategija daugeliui pirk\u0117j\u0173 bus tokia pati, kokia buvo nuo pandemijos prad\u017eios: laikykis t\u0173 sen\u0173 automobili\u0173 kuo ilgiau. Jei negal\u0117site, j\u016bs u\u017e tai sumok\u0117site.<\/p>\n<section class=\"relatedContent-new\" contenteditable=\"false\" draggable=\"true\" data-widget=\"related-content\" data-widget-size=\"content\" data-params=\"%7B%22type_id%22%3A0%2C%22title_id%22%3A%22%22%2C%22items%22%3A%5B%7B%22article_edition_id%22%3A%22733955%22%2C%22title%22%3A%22Auto%20Loans%20Surpass%20Student%20Loans%20As%20Second-Highest%20Household%20Debt%22%2C%22alias%22%3A%22auto-loans-second-highest-household-debt%22%2C%22section%22%3A%221%22%2C%22is_video%22%3A%220%22%2C%22images%22%3A%7B%22s5%22%3A%22https%3A%2F%2Fcdn.motor1.com%2Fimages%2Fmgl%2F3W4vGj%2Fs5%2Fauto-loan.jpg%22%7D%7D%2C%7B%22article_edition_id%22%3A%22673001%22%2C%22title%22%3A%22Delinquent%20Auto%20Loans%20In%20US%20Are%20Higher%20Now%20Than%20In%20The%20Great%20Recession%22%2C%22alias%22%3A%22delinquent-auto-loans-top-great-recession-highs%22%2C%22section%22%3A%221%22%2C%22is_video%22%3A%220%22%2C%22images%22%3A%7B%22s5%22%3A%22https%3A%2F%2Fcdn.motor1.com%2Fimages%2Fmgl%2Fz2nEb%2Fs5%2Fcustomer-signing-finance-contract-with-car-salesman.jpg%22%7D%7D%5D%7D\">   <\/section>\n<p>                    <!-- new gallery place, attached gallery --><\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.motor1.com\/news\/740905\/negative-equity-trade-in-6458\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tre\u010di\u0105j\u012f 2024 m. ketvirt\u012f pirk\u0117jai, kurie buvo apsikeit\u0119 po vandeniu, t. y. buvo skolingi u\u017e paskolas daugiau, nei buvo verti j\u0173 automobiliai, buvo labiau neigiamas nei bet kada anks\u010diau. Edmundas tyrimai atskleid\u0117, kad vidutin\u0117 neigiamo akcij\u0173 suma u\u017e povandenin\u012f sandor\u012f buvo stulbinan\u010diai 6 458 USD, ty 11 % daugiau nei 2023 m. ir did\u017eiausia suma [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":641,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-640","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekologiski-automobiliai"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/posts\/640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/comments?post=640"}],"version-history":[{"count":0,"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/posts\/640\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/media\/641"}],"wp:attachment":[{"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/media?parent=640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/categories?post=640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekotransportas.lt\/index.php\/wp-json\/wp\/v2\/tags?post=640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}